In addition to getting active, I decided that 2020 was the year for me to take control of my finances. Along with monitoring my spending habits, I wanted to learn how to invest. To see what I spend the most money on, I organize my credit card expenses into categories and tally up how much I’ve spent by the end of the week. This simple step has made me realize just how frivolously I’ve been spending. Not only has it offered the wake-up call I was looking for, but it’s also allowed me to save 15 percent more than usual.
Investing has been much more challenging for me. Because I don’t know a lot about it, I fear that I’ll make the wrong choice. I feel like I still need to do more research before taking the leap, but I am hopeful that this will still be the year. A friend recently shared an investment app with me that would allow me to invest as little as $5 at a time, so I’m considering starting there.
Chloe*
My New Year's resolution was to start taking better care of myself. While I didn’t set specific steps, my goal was intentionally broad; I know self-care is not always a linear process, and I didn’t want to punish myself for not accomplishing something specific. Overall, I am having a healthy New Year, am happy with the progress I’ve made, and am eager to continue making improvements as the year goes on.
Between eating more protein and choosing healthier foods, putting on face masks, reading more, and going to a meditation class, I’ve been making small changes every week. While nobody else might notice a change, I feel closer to accomplishing my goals and aspirations than ever.